Terms of Use

Elevating Lives, Unlocking Potential.

Version
1.1-ozow-draft
Effective
21 October 2026
Last updated
21 October 2026

In plain language

  • You must be 18 or older to use Thrive Up.
  • Thrive Up connects clients with independent professionals. We are not a bank, lender or financial intermediary.
  • You pay only for a quotation you accept, through the payment provider.
  • Thrive Up does not hold stored balances.

1. About Thrive Up

Thrive Up is operated by AO CREATIVES (PTY) LTD. It is an online marketplace in South Africa that connects clients who need services with independent service professionals. Thrive Up does not provide the services itself, and is not a bank, lender, payment institution or financial intermediary.

2. Your account

  • You must be 18 or older and able to enter a binding agreement.
  • Keep your login details private. You are responsible for activity on your account.
  • Give accurate information and keep it up to date.

3. Requests and quotations

Posting a request is free. Verified professionals may send a detailed quotation. Only the quotation you accept forms the agreement for the service, between you and the professional.

4. Payments

  • You pay the accepted quotation through the payment provider. The minimum booking is shown at checkout.
  • The payment summary records the professional and Thrive Up allocations. Professional payments follow the recorded allocation.
  • A booking is only treated as paid once the payment provider’s payment is verified by our server.
  • Thrive Up does not provide stored balances or transfers between users.

5. Fees

Thrive Up’s platform allocation is a percentage of the booking amount and is shown on the Pricing page and in every payment summary. Fees may change for future bookings only. Bookings keep the fees that applied when they were paid.

6. Conduct

You must follow the Acceptable Use Policy.

7. Cancellations, refunds and disputes

These are governed by the Cancellation, Refund and Dispute Policy.

8. Liability

Professionals are independent and responsible for the work they perform. To the extent the law allows, Thrive Up is not liable for loss or damage caused by a professional or client. Nothing in these terms limits rights you have under the Consumer Protection Act or other law that cannot be limited.

9. Changes

We may update these terms. The new version and date will be shown here. Where the law requires it, we will ask you to accept the new version. Your past acceptances are kept on record.

10. Governing law

These terms are governed by the laws of the Republic of South Africa.

Contact us

  • Thrive Up, a division of AO CREATIVES (PTY) LTD (CIPC 2024/669030/07)
  • Address: G177 Tshelimnyama Ngoje Crescent, Pinetown, KwaZulu-Natal, 3610, South Africa
  • Support: support@thriveup.co.za · 084 615 1771
  • Privacy and information requests: private@thriveup.co.za